I can not wait for all of the almost $4K of doctor/hospital/lab bills to be paid off -- which of course at the agreed to payment amounts will be sometime in 2012 (barring any more incoming bills, any other major illnesses, etc., etc., blah, blah, blah)
on Saturday I got the monthly statement on one of the bills and it had two lines on it showing reduction of the bill but with the words "Bad Debt Adj"
so of course I got to fret and stew about it until yesterday morning when I could actually call and find out just exactly what was going on --- especially since the statement also recorded each and every one of my payments!
this was the bill that when I called about making a payment arrangement back in September they told me they had several matching programs that I might qualify for and had me do a boatload of paperwork and then I never heard anything back except the phone call in December where they told me they would no longer accept what I had been paying but needed a larger amount starting in January
first thing yesterday morning I called -- and while I was ready to be reasonable, I figured they better have a fast explanation or I was going to loose the winged monkeys
turns out that I did indeed qualify for the matching program -- in fact, for every $50 I pay they are going to write off $50
unfortunately, they program will note it with the obnoxious "bad debt adj" thing -- but they are not reporting me to credit agencies for it (which was my fear), and it means I will actually get this one paid off in half the time I thought it would take
ok, I can live with that