Saturday, January 30, 2010

trying to change history

I bought this book for my son in law this week

the last few times we've been up to visit he has been working on some very cool charcoal drawings

and my daughter is a smart girl

she is encouraging his artistic side

and so am I

I didn't learn until I was much older than he is that it is not a good idea to suppress the inner artist

go for it!

Tuesday, January 26, 2010

one more example of why health insurance is so expensive

last year we got a notice from my husband's insurance company that they would no longer pay for the particular brand of the glucose test strips that he had been using for years

you know, the brand that fit in the testing meter he ALREADY HAS

no, now the insurance company is in cahoots with Walmart

we had to decide: he could continue to use what he has been using and have to pay more for the test strips; or we could ask his doctor to write a new prescription for a new test meter and the new strips (which, by the way, are available to us only by either mail ordering them or buying them at Walmart)

so, because in the end it is the test strips that add up in price, we had the doctor write the script and I sent it off for him

the package arrived yesterday

and for the first time in the 15+ years that he has been dealing with this condition, we have been billed for part of the price of the meter

a meter that we didn't even want to get

because you know he has that perfectly good meter

but of course if he kept using the original meter, we would very quickly spend a whole lot more than what we've been billed

but the wastefulness of the whole thing just bugs me

and the collusion

I'm thinking of calling and pitching a fit about it

just because I'll feel better getting it off my chest

Friday, January 22, 2010

the end of life as we knew it

in all the howling this week about how the election of a Republican to the Senate in Massachusetts was going to kill the hope of a real health care reform bill, we almost missed the even more ominous event yesterday

the Supreme Court -- the one that Bush loaded up with conservative idealogs -- decided that we no longer need to be governed by a democracy

nope, the corporations can now spend as much money as they like to elect the candidates they like

if you've ever worked for a bad boss, you've had a small taste of what this will be like

forget about affordable health care -- and if you think the scare tactics of the summer's discussions of "death panels" were bad, just wait -- the health insurance companies will decide who gets health care -- because they will own the representatives in congress

forget about being able to get a loan if you have a small business -- the bank will decide who gets their money -- because they will own the representatives in congress

get used to $4 a gallon gas -- or $5, or $10 -- the oil companies will decide what the price will be -- because they will own the representatives in congress

you want to put solar panels on your roof to cut your power bill and help clean the air -- forget about it -- that's going to cost you big time to the power company -- because they will own the representatives in congress

you think taxation on the middle class is bad now -- just wait -- the middle class will soon cease to exist under the new taxation while the rich will get the tax breaks -- because they will own the representatives in congress

perhaps we'll just avoid the whole voting thing --- we won't need to have Senators from Arkansas and Washington and Texas and Minnesota -- instead we'll have Senators from Walmart and MicroSoft and Halliburton and United Health Care

if you want to read (or listen to) Keith Olbermann's Special Comment about this issue, use this LINK

if you want to read about Alan Grayson's petition, use this LINK

Saturday, January 16, 2010

Show stewing

I know, it sounds like a new weird food, like maybe I've posted this on the wrong blog and it really belongs over there in Hattie's Kitchen

nope

what I'm talking about is the unresolved "what do I do with these" thing that happened after I decided that I'm basically "Done" doing bears

I mean I have tubs and tubs of these critters still

and I can't donate them anywhere that they might end up in a kid's hands because they ARE NOT TOYS -- being that they have glass eyes and all

so I'm thinking that after we get done with all the "de-Christmasing" I may start putting them out on eBay at VERY reasonable prices and see if I can find them new homes

and there is still that lingering "why couldn't I ever get the selling of these right?" thing, but I'm trying to forget about that

so, now I'm thinking about shows with the newer stuff that we're doing

I'm thinking "in State" this year --- by the time I get all the "must be paid" things done every month there just isn't much to send off as a show fee (and then of course one must be able to actually get TO the show, and sleep and eat someplace en route and during, and all without being able to count on selling even one. little. tiny. item.)

ok --- 'nuf said

is the stewing done yet?

Tuesday, January 12, 2010

wherein the winged monkeys stay caged

I can not wait for all of the almost $4K of doctor/hospital/lab bills to be paid off -- which of course at the agreed to payment amounts will be sometime in 2012 (barring any more incoming bills, any other major illnesses, etc., etc., blah, blah, blah)

on Saturday I got the monthly statement on one of the bills and it had two lines on it showing reduction of the bill but with the words "Bad Debt Adj"

WHAT!?

so of course I got to fret and stew about it until yesterday morning when I could actually call and find out just exactly what was going on --- especially since the statement also recorded each and every one of my payments!

this was the bill that when I called about making a payment arrangement back in September they told me they had several matching programs that I might qualify for and had me do a boatload of paperwork and then I never heard anything back except the phone call in December where they told me they would no longer accept what I had been paying but needed a larger amount starting in January

first thing yesterday morning I called -- and while I was ready to be reasonable, I figured they better have a fast explanation or I was going to loose the winged monkeys

turns out that I did indeed qualify for the matching program -- in fact, for every $50 I pay they are going to write off $50

unfortunately, they program will note it with the obnoxious "bad debt adj" thing -- but they are not reporting me to credit agencies for it (which was my fear), and it means I will actually get this one paid off in half the time I thought it would take

ok, I can live with that

Wednesday, January 06, 2010

First "Pet Peeve" of 2010

let me say first that I have been a knitter for about 50 years, since the very first time I was introduced to it by my grandmother

my grandfather worked for the post office back in the 1950s -- in the days when packages and bundles of mail were tied together with white string (remember the line in the song "brown paper packages tied up with string" -- like that!)

anyway, he would bring chunks of that string home in his uniform pants pockets

I can remember helping tie the string together and rolling it into big balls

so, my grandmother taught me to knit with that stuff --- simple things first --- like dish rags made up of rows and rows of just plain knit stitch, the more knots the better because they added to the scrubbing power of the thing

after that I knit for my dolls, and graduated to sweaters and other "big" projects

like I said, I've been doing this a while

so of course, as I've been involved in the blog world, I've read the blogs of fellow knitters and LOVED them --- savoring their pictures, sympathizing with their solving of knitting problems, joining their knitting causes (knitting mittens that go to an Indian reservation for instance)

lately though my ability to "join the group" has been stymied by the fact that I'm not a member of "the group"

a while back someone came up with "Ravelry" and now those folks that are "in" belong to it and post their pictures there

ok, they want to be "exclusive" I guess, but it annoys me mightily that now instead of posting a link from their blogs to someplace that I can see their pictures, they are posting a link to Ravelry

folks, either you want to share with the rest of us or you want to share only with your little "in" group

I wish you wouldn't tease the rest of us lowly mortals

Monday, January 04, 2010

Be afraid

or not

in the last couple of days I've been catching up on reading of blogs of folks that I used to read every day

I haven't been doing that quite so much lately as I've been busy with my own "stuff" and instead of making myself and the DH quite so crazy have decided to get to those when I can and not stress about it

funny how we can create our own stress

what I've noticed, being not so much right on top of the daily postings, is a common thread that ties us --- change

one writer's husband had a major heart issue during the year; one went through radiation therapy for cancer; one had major surgery of her own; one has had some major issues that she has not revealed, but that have changed her life; one lost her husband

there have been changes in my life too, and changes to come

just because you decide to make that change does not necessarily make it easy

or keep you from feeling overwhelmed

I've been receiving applications to do art shows (both in the mail and by email) and I'm wondering how that will all work this year -- basically last year we did no shows -- mostly because of my medical issues -- and this year the financial commitment of them frightens me -- so who knows

meantime, I'm trying to not be afraid

change will come rather I'm ready or not, so I might as well try to embrace it and make it a friend instead of creating an enemy

Thursday, December 31, 2009

New Year's Non-Resolutions

first just one more note about Christmas decorations

one of the things my mother gave me for Christmas is another building in the style of the little buildings that were her mother's

so the village grows

the only thing it doesn't have is the hole in the back to put the light bulb inside (I'm thinking I may be able to fix that)

it looks pretty good in there with the other buildings

so, it's New Year's Eve

I don't really do resolutions -- I know I don't do well keeping them -- changing is a process, not an event

I am reflecting, however, on where I am, how things are, what I hope for

it has been an "eventful" year -- recovery from the surgery is pretty much complete, so far the many doctors, labs and the hospital have agreed to let me pay amounts we can manage at least for now, and I'm grateful for that

for the first time in a long time the Christmas season was actually fun for me this year -- the result (I think) of having worked on presents from January so there was no big stress to come up with ideas and money all in one short month -- I think that is an idea that will continue

we have decided to put our house on the market in late spring (that is the time period when houses sell best in this area), so the next few months will include painting and repairing and packing and some of the accompanying stress that goes with any plan to move

we have lived in this house for the longest time I've lived in one place for my entire adult life, having moved in in January 2002 -- 8 years is a long time to acquire junk by my scale

but we do feel strongly about moving to the end of the state where our daughter and son-in-law are so we can continue to be a part of their lives -- it will also be a shorter distance to visit with my parents, who are "aging in place", but their needs will increase

and I sense within myself a subtle shift -- for years I have said that I wanted to be the best at something and have everyone know it -- but over the last six months or so that internal push has shifted -- I still want to do things the best way I can manage -- but the "have everyone know it" part has mellowed

whether that is because over the past year there has actually been "success" in terms of being recognized by achieving awards both at the State Fair and in a national competition, or for some other reason, I am much more at peace with doing what I do artistically for the pleasure of the journey

we will ring in the new year quietly -- a special dinner (as I write this the smell of yeast bread rising is drifting through the house), watch a movie

I look forward to the new year, to new possibilities, to facing and conquering challenges I don't even know about yet

I pray for peace -- within and without -- and wish it for all of you as well

Happy New Year!

Wednesday, December 16, 2009

Decorating complete

can't believe I was actually able to find some little lights that I'm willing to use with this.

Since it is so old (my best guess is from some time in the 1930's), I'm not willing to use any lights that develop a lot of heat.

I actually found a 15 light string of battery powered LEDs for a really reasonable price -- they work really well

(and I used some pieces of quilt batting to create some "snow drifts" to add to the look)

I really like the way this looks too --- the Nativity scene is in a new place ---

and I like it better here than where we used to put it!


so now I have just a few more projects to complete, and there is actually time in the day for me to work on some art projects too

nice

Friday, December 11, 2009

Snow Village















these were my grandmother's

I remember them from when I was a child, she used to set them up on a piece of cotton batting on top of the piano

last year at Christmas my mother gave them to me

and since the piano that used to live at our house has gone to it's rightful owner, I had to figure out a different place to put them

the DH built a sort of "shelf" that fits over the top of the loom out of some scrap lumber that we had in the workshop

then, because we decided against waiting to do a real "finish" job on the shelf (it's hard to paint and stain things when the temperature is below freezing!), I needed to figure out what I could cover the whole top with

this tablecloth is an antique -- a linen center with delicate hand crocheted lace corners -- made by some one's grandma, if not mine

because it's not used real often, I had to set up the iron and break out the spray starch, which was just another trip down memory lane to Mammy's house, ironing shirts -- not with spray starch -- no we did it the old way -- but the smell is just the same

so now I'm thinking about getting a 10 light strand of battery powered LED lights to put in the backs of the little houses (they're designed for that)

very cool!

Friday, November 20, 2009

and doesn't this just figure

I got a phone call yesterday --- from the anesthesiologist's office for the two surgeries this summer (oh yeah, I didn't even recognize the name as I have seen nothing from them yet as a bill --- six months later!!)

anyway, they wanted to know if my doctor (the primary care one) had completed the form from the insurance company about preexisting conditions

yes folks, after all this, the soon to be ex-insurance company had started looking for a way not to have to pay anything at all (and ask me to reimburse for what little they had paid) for the two surgical procedures I had this summer

excuse me?

when I sent the form to my primary care doctor her office was concerned that the insurance was looking for a way not to pay her for my office visit where we talked about blood pressure and cholesterol medication

but no, they are trying to say that I knew about the other problem before I got their insurance

nope, sorry -- if there is any preexisting condition involved here it is merely that I was born female

that phone call did remind me of one other thing though --- no doubt there will be still more bills (that I don't even know about yet) to add to the $4000 total that we're trying to find a way to pay

{sigh}

Thursday, November 19, 2009

Officially a Statistic

Weird

Usually you don't know the exact moment when you became a statistic --

This morning I sent a fax (via the internet -- did you know there were places you could do that? for FREE?! -- ok, maybe I'm just behind the times) that officially cancelled the little pathetic health insurance policy I had.

That's right folks, effective December 15 at 12:01 a.m., I will be uninsured

Before you go all crazy about how irresponsible this is and all, let me explain the cold, hard, facts about this.

Since I acquired this insurance I have paid to them $2710 in premiums.

Over that time, through various doctor visits, tests and two surgeries they have paid a total of $400 -- WOW, they paid a whole 15% of what I had paid to them.

So now, since they did not pay anything more than that, I have almost $4000 in medical bills that were not covered by the Colorado Indigent Care Program that paid for way more of my surgery than the insurance did.

I would have been better off if I'd just been sticking the premium in a savings account.

So, beginning in January, I will be using part of the amount I was paying in premiums to pay the medical bills and part of it will go in a savings account -- no, not a HSA because those all require you to put in a set amount every month AND pay a premium for a high risk health insurance policy, which defeats the whole purpose here of somehow being able to pay off those medical bills.

Meantime, I'm watching Washington DC very carefully and wondering if they will actually pass a bill that will be of any help and I'm well aware that even if it is, it's three or four years away -- in fact, I'm surer of getting Medicare -- which happens for me in 2016.

Tuesday, October 27, 2009

considering the "why bother" factor

I've been doing the thing I loathe most in the whole world this morning -- summarizing the month's expenditures and trying to figure out where the money will go in the next month.

Yesterday we got the notice from the company the DH retired from, telling us what the new cost of insurance for him will be for next year. It went up by 22%.

In fact, what we will have to lay out every month for the foreseeable future just for medical expenses is going up 53% beginning in January.

Great -- now someone tell me again how you can keep up with costs climbing 53% when your income remains flat.

I've been trying to clean out books and things by listing them either on Ebay or Amazon, but that has not raised much.

Don't even talk to me about doing a show to sell my art -- I have no idea where the money would come from to do one, and doing one that doesn't generate a profit would be a financial disaster.

Someone explain to me what good forgiveness is if you can never recover from your mistake.

Thursday, October 22, 2009

confessions of a recovering procrastinator

You may recall that yesterday I was talking about self sabotage.

If I had actually tried to get the listing done BEFORE I wrote that post, it would have been more about the "I feel like an idiot" factor.

I spent several very frustrating hours yesterday afternoon trying to get a store set up on a new artist's website.

It was the same issue I've had with similar sites before --- I just couldn't figure out how to create a banner that would fit the size requirements both ways --- I could get the height right, or I could get the width right, but not both at the same time.

Finally I just gave up and put the computer away (before I was tempted to shove it off the table!)

This morning I was fiddling around in another program on my desk top machine and had one of those "what does this button do" moments (pretty much everything I know about any kind of graphics program has been discovered that way).

Quite by accident I found a button in Adobe that would let me modify both aspects of a file AT THE SAME TIME!! Oh joy!!

And while the new banner isn't real exciting, it does exactly match the graphics I am currently using both on my studio blog and on my website, which is exactly what I had in mind --- that whole "branding" thing

So, the new "shop" is set up -- you can take a look by clicking here, and I'm feeling much smarter for now (I'm sure there is a new hurdle right around the corner!)

Wednesday, October 21, 2009

self sabotage?

Isn't he cute?

I finished him the day before yesterday.

I have every intention of getting him out on a site (somewhere) and making him available for sale

You know what they say about intentions? As in the road to hell is paved with good ones?

So yesterday, day one of "he's finished, let's get him listed", I had a bunch of packages to get ready to go out from Ebay and Amazon sales, and I didn't get him out there.

And today? Well, no packages, but instead of getting up when the dog woke me the first time, I went back to sleep and didn't get up until 8:00 -- which is WAY late in my world, usually reserved for days when I'm sick.

(You know, actually sick, not just vaguely achy because the weather has changed - AGAIN - and the ol' bones are creakin')

So here it is, after 10 am, and I need to go get some breakfast, and I am now in day two of "he's finished, let's get him listed".

I'm trying hard here to make a change in a longstanding pattern of putting off what is unpleasant and/or difficult until it can not be avoided.

So, I'm going to get some breakfast, then I'm going to get on my laptop and see if I can't get this done!

Tuesday, October 20, 2009

is this an actual answer?

this card arrived in the mail yesterday

I didn't recognize the name on the return address label, so I had a few minutes of "what? who?" as I walked from the mailbox to the house where I could properly open it up

(ok, I could have just ripped, but no, it's one of my "monk like" things -- no jagged ripped envelopes in my files!)

Inside the card a note apologizing for the delay in getting my prize money to me as the president of the Royal Gorge Quilt Council had been on vacation.

HUH?

I didn't even know I had won this prize.

So I went back online to the State Fair premium book and looked up all of the extra prizes that were being offered by different organizations for catagories in the fair.

And there it was ---

In memory of Maggie Langil. Addie Allison, Rosella Neilsen and Beth Micklejohn the Royal Gorge Quilt Council offers $25.00 for the 1st Place winner in...Class 414 Quilt, applique, hand quilted.

I'm speachless -- this was the quilt that won the blue ribbon

--- the quilt that was moved from one catagory to another without them asking me (something that will never happen again -- I'm told -- because I made a fuss about it)

uh, no wonder I didn't know about the extra prize


Even stranger, this is the second time in two weeks that I have been rewarded for this part of my art work --- last week I signed and sent off the contract to do a trunk show about my art quilts

So, at least for the moment, I seem to be getting a sort of confirmation that this is a direction worth going in

amazing

Monday, October 19, 2009

....about that fund raising....

I don't usually post anything on this blog that talks about selling my art or anything else, but right now I'm using anything I can to raise a little money to help offset those medical bills.

So, as I've been cleaning out my large stash of books, I've decided that anything I can't list on Amazon will be going directly to the front page of my website under the catagory "Garage Sale"

If you're interested in browsing, just click on the garage sale sign and hop on over to see what's available.

(and I'll be adding more!)

Saturday, October 17, 2009

Rant Mode

Have I mentioned lately that I think the health care system in this country is broken?

Just as I suspected would happen, the phone calls have begun from the hospital regarding the payment of the bill.

Last month they called and wanted to know about payment and I asked them if they had billed the insurance company yet (after all it had been over 60 days since the surgery) and they said no, they hadn't billed because the insurance company had refused to pay on the June outpatient procedure.

HELLO? The July thing was NOT outpatient --- they needed to bill it!

Ok, so this month I got the billing for the June thing (which I had already been paying on) and a different billing, with a different account number, for the July thing.

I wrote small checks on both accounts and sent them in along with a letter asking if they would please combine the accounts and I would continue paying on them.

So yesterday I got the call.

Hospital: We need to work out a payment plan
Me: I'm making a payment on this every month
Hospital: We're rolling out a new policy, we used to require payment within 4 months, now we're stretching it out to 15 months
Me: Are you going to combine the accounts?
Hospital: No, we can't do that
Me: So you're going to want me to pay this new amount on both acccounts every month?
Hospital: Yes, that's our policy.

(let me point out here that their new amount is about twice as much as I had been sending them each month, and now they want that amount on each account, which amounts to about 4 times what I had been paying)

Me: So what happens if I can't pay that amount?
Hospital: The bill will go to collections.
Me: And if I agree to this and then at some point I can't pay it what will happen?
Hospital: The bill will go to collections.

I agreed to their payment plan, but I can almost bet that at some point I'm going to get sent to collections.

We're not getting a raise next year because it's been decided that the cost of living has gone down (HA!), so at some point I'll probably have to decide which is more important --- paying for the ongoing monthly medications that are needed or making that unreasonable payment.

Sure could use some "fund raising" ideas

Thursday, October 15, 2009

Blogland is a Small World

This post could also have been titled "Cue the Twilight Zone Music"

Back in another lifetime (we're talking 1970s and 1980s) I worked in Silicon Valley.

For several years I shared those 8 hours a day (or more) with a great gal named Roberta. We did quilting projects together. She taught me to spin, I shared what I knew of weaving, we did natural dye classes together in the Santa Cruz mountains with a great teacher named Ann in the yard of a house that was over 100 years old. We shared victories of finding family members in our searching of family history.

Life happens

Starting in 1989 we were like gypsies (we moved 7 times in 3 years across 3 states)

Roberta moved out of California too

Shortly after I retired and we moved back to Colorado I got a phone call from Roberta's daughter, telling me that she had passed on --- it was a shock

Back on October 3 I wrote a post here where I discussed my sense of returning to activities that I had enjoyed before.

In that post I spoke about a woman in California that writes a blog that I read almost every day (when I miss a day I go back and catch up!). Yesterday it occurred to me that since she lives in the Silicon Valley area and she shares some similar interests (her blog is titled (Spin Dye Knit) that at some time she may have known Roberta too, or heard of the spinning group she had been part of, so I sent her an email and asked.

This morning I got an email back -- not only had she heard of the group, she was part of it, and yes, she knew Roberta.

As I said, Blogland is a small, small world --- now, cue the Twilight Zone music

And weirder still? My sister (who in the past 6 months or so has gotten interested in Family History and drug me back into it) is the one that told me about Spin Dye Knit in the first place because she reads it.

I'm breathless!

Monday, October 12, 2009

Ok, I'm working on it

As I said in my last post here, I have been asked to do a Trunk Show, and I'm in the process of thinking about what all that entails.

I used "the google" and found out that trunk shows actually began in the fashion industry, where a designer would pack up the new designs in a trunk (hence the title) and schlepp them from boutique to boutique to sell the year's orders.

I had a conversation with my sister over the weekend about this. And even though she is still recovering from the flu (poor baby, she can't get the shots as she is allergic to eggs and she counts on all us other folks to do so --- and someone she came into contact just didn't do that for her), she was willing to share her experience of attending a trunk show with me.

So here is what she said she has heard discussed at trunk shows (by quilters, that is):

  1. how did the artist get started doing this
  2. what is the process the artist uses to do the work
  3. how has the artist's work progressed from the beginning works to current ones
  4. where does the artist get the ideas for the work
  5. who and what is the artist's inspiration
  6. what is the artist's philosophy about the work

Sounds like the beginning of an outline to me