wherein the winged monkeys stay caged

I can not wait for all of the almost $4K of doctor/hospital/lab bills to be paid off -- which of course at the agreed to payment amounts will be sometime in 2012 (barring any more incoming bills, any other major illnesses, etc., etc., blah, blah, blah)

on Saturday I got the monthly statement on one of the bills and it had two lines on it showing reduction of the bill but with the words "Bad Debt Adj"

WHAT!?

so of course I got to fret and stew about it until yesterday morning when I could actually call and find out just exactly what was going on --- especially since the statement also recorded each and every one of my payments!

this was the bill that when I called about making a payment arrangement back in September they told me they had several matching programs that I might qualify for and had me do a boatload of paperwork and then I never heard anything back except the phone call in December where they told me they would no longer accept what I had been paying but needed a larger amount starting in January

first thing yesterday morning I called -- and while I was ready to be reasonable, I figured they better have a fast explanation or I was going to loose the winged monkeys

turns out that I did indeed qualify for the matching program -- in fact, for every $50 I pay they are going to write off $50

unfortunately, they program will note it with the obnoxious "bad debt adj" thing -- but they are not reporting me to credit agencies for it (which was my fear), and it means I will actually get this one paid off in half the time I thought it would take

ok, I can live with that

First "Pet Peeve" of 2010

let me say first that I have been a knitter for about 50 years, since the very first time I was introduced to it by my grandmother

my grandfather worked for the post office back in the 1950s -- in the days when packages and bundles of mail were tied together with white string (remember the line in the song "brown paper packages tied up with string" -- like that!)

anyway, he would bring chunks of that string home in his uniform pants pockets

I can remember helping tie the string together and rolling it into big balls

so, my grandmother taught me to knit with that stuff --- simple things first --- like dish rags made up of rows and rows of just plain knit stitch, the more knots the better because they added to the scrubbing power of the thing

after that I knit for my dolls, and graduated to sweaters and other "big" projects

like I said, I've been doing this a while

so of course, as I've been involved in the blog world, I've read the blogs of fellow knitters and LOVED them --- savoring their pictures, sympathizing with their solving of knitting problems, joining their knitting causes (knitting mittens that go to an Indian reservation for instance)

lately though my ability to "join the group" has been stymied by the fact that I'm not a member of "the group"

a while back someone came up with "Ravelry" and now those folks that are "in" belong to it and post their pictures there

ok, they want to be "exclusive" I guess, but it annoys me mightily that now instead of posting a link from their blogs to someplace that I can see their pictures, they are posting a link to Ravelry

folks, either you want to share with the rest of us or you want to share only with your little "in" group

I wish you wouldn't tease the rest of us lowly mortals

Be afraid

or not

in the last couple of days I've been catching up on reading of blogs of folks that I used to read every day

I haven't been doing that quite so much lately as I've been busy with my own "stuff" and instead of making myself and the DH quite so crazy have decided to get to those when I can and not stress about it

funny how we can create our own stress

what I've noticed, being not so much right on top of the daily postings, is a common thread that ties us --- change

one writer's husband had a major heart issue during the year; one went through radiation therapy for cancer; one had major surgery of her own; one has had some major issues that she has not revealed, but that have changed her life; one lost her husband

there have been changes in my life too, and changes to come

just because you decide to make that change does not necessarily make it easy

or keep you from feeling overwhelmed

I've been receiving applications to do art shows (both in the mail and by email) and I'm wondering how that will all work this year -- basically last year we did no shows -- mostly because of my medical issues -- and this year the financial commitment of them frightens me -- so who knows

meantime, I'm trying to not be afraid

change will come rather I'm ready or not, so I might as well try to embrace it and make it a friend instead of creating an enemy

New Year's Non-Resolutions

first just one more note about Christmas decorations

one of the things my mother gave me for Christmas is another building in the style of the little buildings that were her mother's

so the village grows

the only thing it doesn't have is the hole in the back to put the light bulb inside (I'm thinking I may be able to fix that)

it looks pretty good in there with the other buildings

so, it's New Year's Eve

I don't really do resolutions -- I know I don't do well keeping them -- changing is a process, not an event

I am reflecting, however, on where I am, how things are, what I hope for

it has been an "eventful" year -- recovery from the surgery is pretty much complete, so far the many doctors, labs and the hospital have agreed to let me pay amounts we can manage at least for now, and I'm grateful for that

for the first time in a long time the Christmas season was actually fun for me this year -- the result (I think) of having worked on presents from January so there was no big stress to come up with ideas and money all in one short month -- I think that is an idea that will continue

we have decided to put our house on the market in late spring (that is the time period when houses sell best in this area), so the next few months will include painting and repairing and packing and some of the accompanying stress that goes with any plan to move

we have lived in this house for the longest time I've lived in one place for my entire adult life, having moved in in January 2002 -- 8 years is a long time to acquire junk by my scale

but we do feel strongly about moving to the end of the state where our daughter and son-in-law are so we can continue to be a part of their lives -- it will also be a shorter distance to visit with my parents, who are "aging in place", but their needs will increase

and I sense within myself a subtle shift -- for years I have said that I wanted to be the best at something and have everyone know it -- but over the last six months or so that internal push has shifted -- I still want to do things the best way I can manage -- but the "have everyone know it" part has mellowed

whether that is because over the past year there has actually been "success" in terms of being recognized by achieving awards both at the State Fair and in a national competition, or for some other reason, I am much more at peace with doing what I do artistically for the pleasure of the journey

we will ring in the new year quietly -- a special dinner (as I write this the smell of yeast bread rising is drifting through the house), watch a movie

I look forward to the new year, to new possibilities, to facing and conquering challenges I don't even know about yet

I pray for peace -- within and without -- and wish it for all of you as well

Happy New Year!

Decorating complete

can't believe I was actually able to find some little lights that I'm willing to use with this.

Since it is so old (my best guess is from some time in the 1930's), I'm not willing to use any lights that develop a lot of heat.

I actually found a 15 light string of battery powered LEDs for a really reasonable price -- they work really well

(and I used some pieces of quilt batting to create some "snow drifts" to add to the look)

I really like the way this looks too --- the Nativity scene is in a new place ---

and I like it better here than where we used to put it!


so now I have just a few more projects to complete, and there is actually time in the day for me to work on some art projects too

nice

Snow Village

these were my grandmother's

I remember them from when I was a child, she used to set them up on a piece of cotton batting on top of the piano

last year at Christmas my mother gave them to me

and since the piano that used to live at our house has gone to it's rightful owner, I had to figure out a different place to put them

the DH built a sort of "shelf" that fits over the top of the loom out of some scrap lumber that we had in the workshop

then, because we decided against waiting to do a real "finish" job on the shelf (it's hard to paint and stain things when the temperature is below freezing!), I needed to figure out what I could cover the whole top with

this tablecloth is an antique -- a linen center with delicate hand crocheted lace corners -- made by some one's grandma, if not mine

because it's not used real often, I had to set up the iron and break out the spray starch, which was just another trip down memory lane to Mammy's house, ironing shirts -- not with spray starch -- no we did it the old way -- but the smell is just the same

so now I'm thinking about getting a 10 light strand of battery powered LED lights to put in the backs of the little houses (they're designed for that)

very cool!

and doesn't this just figure

I got a phone call yesterday --- from the anesthesiologist's office for the two surgeries this summer (oh yeah, I didn't even recognize the name as I have seen nothing from them yet as a bill --- six months later!!)

anyway, they wanted to know if my doctor (the primary care one) had completed the form from the insurance company about preexisting conditions

yes folks, after all this, the soon to be ex-insurance company had started looking for a way not to have to pay anything at all (and ask me to reimburse for what little they had paid) for the two surgical procedures I had this summer

excuse me?

when I sent the form to my primary care doctor her office was concerned that the insurance was looking for a way not to pay her for my office visit where we talked about blood pressure and cholesterol medication

but no, they are trying to say that I knew about the other problem before I got their insurance

nope, sorry -- if there is any preexisting condition involved here it is merely that I was born female

that phone call did remind me of one other thing though --- no doubt there will be still more bills (that I don't even know about yet) to add to the $4000 total that we're trying to find a way to pay

{sigh}

Officially a Statistic

Weird

Usually you don't know the exact moment when you became a statistic --

This morning I sent a fax (via the internet -- did you know there were places you could do that? for FREE?! -- ok, maybe I'm just behind the times) that officially cancelled the little pathetic health insurance policy I had.

That's right folks, effective December 15 at 12:01 a.m., I will be uninsured

Before you go all crazy about how irresponsible this is and all, let me explain the cold, hard, facts about this.

Since I acquired this insurance I have paid to them $2710 in premiums.

Over that time, through various doctor visits, tests and two surgeries they have paid a total of $400 -- WOW, they paid a whole 15% of what I had paid to them.

So now, since they did not pay anything more than that, I have almost $4000 in medical bills that were not covered by the Colorado Indigent Care Program that paid for way more of my surgery than the insurance did.

I would have been better off if I'd just been sticking the premium in a savings account.

So, beginning in January, I will be using part of the amount I was paying in premiums to pay the medical bills and part of it will go in a savings account -- no, not a HSA because those all require you to put in a set amount every month AND pay a premium for a high risk health insurance policy, which defeats the whole purpose here of somehow being able to pay off those medical bills.

Meantime, I'm watching Washington DC very carefully and wondering if they will actually pass a bill that will be of any help and I'm well aware that even if it is, it's three or four years away -- in fact, I'm surer of getting Medicare -- which happens for me in 2016.

considering the "why bother" factor

I've been doing the thing I loathe most in the whole world this morning -- summarizing the month's expenditures and trying to figure out where the money will go in the next month.

Yesterday we got the notice from the company the DH retired from, telling us what the new cost of insurance for him will be for next year. It went up by 22%.

In fact, what we will have to lay out every month for the foreseeable future just for medical expenses is going up 53% beginning in January.

Great -- now someone tell me again how you can keep up with costs climbing 53% when your income remains flat.

I've been trying to clean out books and things by listing them either on Ebay or Amazon, but that has not raised much.

Don't even talk to me about doing a show to sell my art -- I have no idea where the money would come from to do one, and doing one that doesn't generate a profit would be a financial disaster.

Someone explain to me what good forgiveness is if you can never recover from your mistake.

confessions of a recovering procrastinator

You may recall that yesterday I was talking about self sabotage.

If I had actually tried to get the listing done BEFORE I wrote that post, it would have been more about the "I feel like an idiot" factor.

I spent several very frustrating hours yesterday afternoon trying to get a store set up on a new artist's website.

It was the same issue I've had with similar sites before --- I just couldn't figure out how to create a banner that would fit the size requirements both ways --- I could get the height right, or I could get the width right, but not both at the same time.

Finally I just gave up and put the computer away (before I was tempted to shove it off the table!)

This morning I was fiddling around in another program on my desk top machine and had one of those "what does this button do" moments (pretty much everything I know about any kind of graphics program has been discovered that way).

Quite by accident I found a button in Adobe that would let me modify both aspects of a file AT THE SAME TIME!! Oh joy!!

And while the new banner isn't real exciting, it does exactly match the graphics I am currently using both on my studio blog and on my website, which is exactly what I had in mind --- that whole "branding" thing

So, the new "shop" is set up -- you can take a look by clicking here, and I'm feeling much smarter for now (I'm sure there is a new hurdle right around the corner!)

self sabotage?

Isn't he cute?

I finished him the day before yesterday.

I have every intention of getting him out on a site (somewhere) and making him available for sale

You know what they say about intentions? As in the road to hell is paved with good ones?

So yesterday, day one of "he's finished, let's get him listed", I had a bunch of packages to get ready to go out from Ebay and Amazon sales, and I didn't get him out there.

And today? Well, no packages, but instead of getting up when the dog woke me the first time, I went back to sleep and didn't get up until 8:00 -- which is WAY late in my world, usually reserved for days when I'm sick.

(You know, actually sick, not just vaguely achy because the weather has changed - AGAIN - and the ol' bones are creakin')

So here it is, after 10 am, and I need to go get some breakfast, and I am now in day two of "he's finished, let's get him listed".

I'm trying hard here to make a change in a longstanding pattern of putting off what is unpleasant and/or difficult until it can not be avoided.

So, I'm going to get some breakfast, then I'm going to get on my laptop and see if I can't get this done!

is this an actual answer?

this card arrived in the mail yesterday

I didn't recognize the name on the return address label, so I had a few minutes of "what? who?" as I walked from the mailbox to the house where I could properly open it up

(ok, I could have just ripped, but no, it's one of my "monk like" things -- no jagged ripped envelopes in my files!)

Inside the card a note apologizing for the delay in getting my prize money to me as the president of the Royal Gorge Quilt Council had been on vacation.

HUH?

I didn't even know I had won this prize.

So I went back online to the State Fair premium book and looked up all of the extra prizes that were being offered by different organizations for catagories in the fair.

And there it was ---

In memory of Maggie Langil. Addie Allison, Rosella Neilsen and Beth Micklejohn the Royal Gorge Quilt Council offers $25.00 for the 1st Place winner in...Class 414 Quilt, applique, hand quilted.

I'm speachless -- this was the quilt that won the blue ribbon

--- the quilt that was moved from one catagory to another without them asking me (something that will never happen again -- I'm told -- because I made a fuss about it)

uh, no wonder I didn't know about the extra prize


Even stranger, this is the second time in two weeks that I have been rewarded for this part of my art work --- last week I signed and sent off the contract to do a trunk show about my art quilts

So, at least for the moment, I seem to be getting a sort of confirmation that this is a direction worth going in

amazing

....about that fund raising....

I don't usually post anything on this blog that talks about selling my art or anything else, but right now I'm using anything I can to raise a little money to help offset those medical bills.

So, as I've been cleaning out my large stash of books, I've decided that anything I can't list on Amazon will be going directly to the front page of my website under the catagory "Garage Sale"

If you're interested in browsing, just click on the garage sale sign and hop on over to see what's available.

(and I'll be adding more!)

Rant Mode

Have I mentioned lately that I think the health care system in this country is broken?

Just as I suspected would happen, the phone calls have begun from the hospital regarding the payment of the bill.

Last month they called and wanted to know about payment and I asked them if they had billed the insurance company yet (after all it had been over 60 days since the surgery) and they said no, they hadn't billed because the insurance company had refused to pay on the June outpatient procedure.

HELLO? The July thing was NOT outpatient --- they needed to bill it!

Ok, so this month I got the billing for the June thing (which I had already been paying on) and a different billing, with a different account number, for the July thing.

I wrote small checks on both accounts and sent them in along with a letter asking if they would please combine the accounts and I would continue paying on them.

So yesterday I got the call.

Hospital: We need to work out a payment plan
Me: I'm making a payment on this every month
Hospital: We're rolling out a new policy, we used to require payment within 4 months, now we're stretching it out to 15 months
Me: Are you going to combine the accounts?
Hospital: No, we can't do that
Me: So you're going to want me to pay this new amount on both acccounts every month?
Hospital: Yes, that's our policy.

(let me point out here that their new amount is about twice as much as I had been sending them each month, and now they want that amount on each account, which amounts to about 4 times what I had been paying)

Me: So what happens if I can't pay that amount?
Hospital: The bill will go to collections.
Me: And if I agree to this and then at some point I can't pay it what will happen?
Hospital: The bill will go to collections.

I agreed to their payment plan, but I can almost bet that at some point I'm going to get sent to collections.

We're not getting a raise next year because it's been decided that the cost of living has gone down (HA!), so at some point I'll probably have to decide which is more important --- paying for the ongoing monthly medications that are needed or making that unreasonable payment.

Sure could use some "fund raising" ideas

Blogland is a Small World

This post could also have been titled "Cue the Twilight Zone Music"

Back in another lifetime (we're talking 1970s and 1980s) I worked in Silicon Valley.

For several years I shared those 8 hours a day (or more) with a great gal named Roberta. We did quilting projects together. She taught me to spin, I shared what I knew of weaving, we did natural dye classes together in the Santa Cruz mountains with a great teacher named Ann in the yard of a house that was over 100 years old. We shared victories of finding family members in our searching of family history.

Life happens

Starting in 1989 we were like gypsies (we moved 7 times in 3 years across 3 states)

Roberta moved out of California too

Shortly after I retired and we moved back to Colorado I got a phone call from Roberta's daughter, telling me that she had passed on --- it was a shock

Back on October 3 I wrote a post here where I discussed my sense of returning to activities that I had enjoyed before.

In that post I spoke about a woman in California that writes a blog that I read almost every day (when I miss a day I go back and catch up!). Yesterday it occurred to me that since she lives in the Silicon Valley area and she shares some similar interests (her blog is titled (Spin Dye Knit) that at some time she may have known Roberta too, or heard of the spinning group she had been part of, so I sent her an email and asked.

This morning I got an email back -- not only had she heard of the group, she was part of it, and yes, she knew Roberta.

As I said, Blogland is a small, small world --- now, cue the Twilight Zone music

And weirder still? My sister (who in the past 6 months or so has gotten interested in Family History and drug me back into it) is the one that told me about Spin Dye Knit in the first place because she reads it.

I'm breathless!

Ok, I'm working on it

As I said in my last post here, I have been asked to do a Trunk Show, and I'm in the process of thinking about what all that entails.

I used "the google" and found out that trunk shows actually began in the fashion industry, where a designer would pack up the new designs in a trunk (hence the title) and schlepp them from boutique to boutique to sell the year's orders.

I had a conversation with my sister over the weekend about this. And even though she is still recovering from the flu (poor baby, she can't get the shots as she is allergic to eggs and she counts on all us other folks to do so --- and someone she came into contact just didn't do that for her), she was willing to share her experience of attending a trunk show with me.

So here is what she said she has heard discussed at trunk shows (by quilters, that is):

1. how did the artist get started doing this
2. what is the process the artist uses to do the work
3. how has the artist's work progressed from the beginning works to current ones
4. where does the artist get the ideas for the work
5. who and what is the artist's inspiration
6. what is the artist's philosophy about the work

Sounds like the beginning of an outline to me

who me?

It has been an amazingly strange week.

On Tuesday I went into the local fabric store to pick up a couple of quilt batts for tops that were ready and some other odds and ends and I got into a conversation with one of the assistant managers in the store.

By the end of the conversation she knew that I make art quilts, she had invited me to a meeting of the quilt guild that she is president of, and had asked me if I would come and talk at her guild about art quilts.

Last night I went and visited the guild meeting, met some really fun ladies and was told that the program chairman would "mail me a contract" for my "trunk show"

Reality (and a bit of panic) is beginning to set in. Who me? "TRUNK SHOW"?!

Ok, I have a bit of time to think about it, and maybe someone who has ever been to one of these things can tell me what is expected --- please?

Meantime, this week I have sort of figured out that the phase of my artistic life that involved making teddy bears has passed. (In the words of Carlye Simon "that part of our life together is over").

While I have enjoyed that, and it has brought me some monetary rewards and some great friends, what I am interested in and drawn to now has changed, and the collector base has changed, and those shows are how 1)far away and 2)expensive to do

I would rather put the money to shows where I can sell those things that are my current passion

This also means that shortly I will probably be selling off some of my fabrics and supplies for bear making --- so I can get materials for other things

like I said, it's been a strange week

when watching TV is a good thing

Usually in the evening I work on quilting and knitting while I'm comfortably seated in my recliner in front of the TV.

Some nights the TV is just noise or light entertainment.

Last night was one of those rare occasions when what was on TV actually slowed down the process of the projects.

Since the presidental campaign we have been in the habit of watching Keith Olbermann's show in the evenings (it comes on right at dinner time for us). One of my favorite things is when he does a special comment.

If you are not familiar with him, his show or the special comment, these are the TV media's equivalant of the featured editorial column in the newspaper. He takes on issues of the day that strike him as important and speaks out in a very personal and opinionated way.

Most of the time when I watch these, I agree with him and cheer him on.

Last night he was talking about health care -- not just in the short 5 minute version of a special comment as he usually does, but for a WHOLE HOUR!

While he was talking I was alternately shouting and crying.

Talking about fear -- bad enough that you worry about what the diagnosis will be, but then, especially if you are minimally insured, you worry about how you will ever pay for it. (I remember an interview with a woman during the August town hall meetings where she said "why have the mammogram if you can't afford the cancer?" -- chilling!)

I can not begin to convey the power of what he said, so if you haven't seen it, use this link and go take a look -- or read the text of what he said, although hearing him talk about his father is much more effective.

And Olbermann's show was not the only "stop you in your tracks" show last night.

Later in the evening we flipped over to PBS, where they were showing an episode in their Craft in America series.

One of the artists they interviewed for this episode was a print maker, and they actually showed him at work creating one of the wood block prints. They showed how he uses tracing paper over his original drawing then flips it over to make the imprint on the wood he will carve --- it gave me goosebumps as that is exactly the same process I use when I create one of the stamps that I use -- no one taught me to do this, I just sort of did it -- and he talked about that self same journey of discovery.

I can't wait to see more of the episodes in this year's series.

Slowly I turned

For most of the time since I retired from my corporate job, I have been trying to figure out who the "new me" is.

After all, the way I had defined myself for years before had been where I worked, and as my daughter's mother.

Suddenly both of those identities had been swept away in the sense that I was no longer employed, and my daughter had actually grown up and become her own independent woman.

So what was I supposed to do with the next 30 or so years?

It has been a slow and many times painful journey.

And since I began blogging almost three years ago, I have used this space to talk about the things that have just needed to be blurted out.

In the past few months I have sensed something different -- a sort of returning to things that I had been interested in before and just after my college days -- a returning to the fiber arts and the writing.

Along the way I have found others who, through their own blogs, have turned my thoughts in new ways to those old themes.

One of those blogs is written by a woman who lives in the area of California that we left when we retired. We share a number of things -- and when I read her blog and get a little glimpse into her world I am reminded that a lot of who we are has to do with how we respond to the challenges we face.

She has faced hers with grace. I'm ashamed to say I have not always done so.

I still have much to learn, but I sense a slow turning of the key in a very rusty lock

Getting satisfaction -- sort of

In response to the comment that ask which piece I saw someone wearing, here is a picture of it.

It took me a couple of days to dig through the photos of jewelry that is gone, but here it is

Interestingly, this was not my favorite of the two pieces on this music theme that I made. I really liked the one that had a trumpet and a keyboard, but the lady that bought this loves it, so it's all ok



Yesterday I got my check from the State Fair for my prize money.

Because of my complaint, next year the fair folks will not change any piece entered to a different catagory without first consulting with the person that entered it.

They have still not satisfactorily answered some of my other questions, but I'll take that little bit of progress anyway.

Time to get busy!