there's been a lot of discussion the last week or so about bartering
back before we had a health care system (or big insurance), this was an accepted way to get things
course this was back in the day when they used ether on a rag over your face and took out your tonsils on the kitchen table
but I'm wondering what I might possibly be able to barter with to get some of those medical bills paid down
oh yeah, and how many chickens would it take to get a fence repaired?
geesh!
Wednesday, April 28, 2010
Wednesday, April 21, 2010
home owners insurance isn't what it used to be
ok, you'd think that wouldn't be a big surprise
after all it is an insurance company and since I've had lots of experience with health insurance companies, why did I expect any thing different?
time was when you had a piece of a fence blow down they'd come out and take a look and say "yup, this fence needs to be replaced" and write an estimate for the entire job
but those days are gone
they took a look, estimated for only the portions that actually came down, took off the "depreciation" then took the deductible
the bottom line is that I told them to just withdraw the claim -- I don't want it on my insurance history when it isn't going to pay us anything
{sigh}
just one more thing to try to work into the budget
after all it is an insurance company and since I've had lots of experience with health insurance companies, why did I expect any thing different?
time was when you had a piece of a fence blow down they'd come out and take a look and say "yup, this fence needs to be replaced" and write an estimate for the entire job
but those days are gone
they took a look, estimated for only the portions that actually came down, took off the "depreciation" then took the deductible
the bottom line is that I told them to just withdraw the claim -- I don't want it on my insurance history when it isn't going to pay us anything
{sigh}
just one more thing to try to work into the budget
Sunday, April 18, 2010
and it's heigh ho off to the fair
the health fair, that is
I went this morning
driving through the fog at 7:15 on a Sunday morning
at least I had a pretty good idea where I was going!
by 8:45 I was all done
blood work done -- the gal doing this job was GREAT -- kudos to her, since I'm a hard one to get blood from (haven't I said you can't get blood from a turnip!?) results will take about 4 weeks
bone density scan done -- a new experience for me -- in this case we get instant results, and this could have been better -- I'm on the low side of normal for my age -- guess I have to try to remember to take more calcium supplements since drinking more milk is definitely NOT going to happen -- can't stand the bloat
stop off at the Susan G Komen booth -- and get totally angry that I'm still making payments on the bill for having my mammogram done since it turns out I would have qualified to have it done for free -- have I mentioned lately that I think the health care system in this country is seriously screwed up
truth is I'm not looking forward to getting the results on this year's blood work -- after last year's tests my doctor told me I should occasionally test my blood sugar since those levels were a little high last year
confession time: I haven't done that -- it's just a pain to have to share equipment with someone else, and I don't think of it first thing when it should be done
add to that having not done much of anything in the form of exercise since about this time last year when I started having the problems that ended in my surgery and now having issues doing much walking because it bothers my knee
well, I'm just not looking forward to being told AGAIN that the magic elixir is exercise -- yeah, right, how would you suggest I do that
I know -- it's the same story and the definition of insanity -- doing the same thing over and over and expecting different results -- but I just haven't ever been good at exercising, and there's really nothing of that stuff that I enjoy, so it really is like drudgery
so add in the guilt factor too
ok, I'm done whining for today
I think
I went this morning
driving through the fog at 7:15 on a Sunday morning
at least I had a pretty good idea where I was going!
by 8:45 I was all done
blood work done -- the gal doing this job was GREAT -- kudos to her, since I'm a hard one to get blood from (haven't I said you can't get blood from a turnip!?) results will take about 4 weeks
bone density scan done -- a new experience for me -- in this case we get instant results, and this could have been better -- I'm on the low side of normal for my age -- guess I have to try to remember to take more calcium supplements since drinking more milk is definitely NOT going to happen -- can't stand the bloat
stop off at the Susan G Komen booth -- and get totally angry that I'm still making payments on the bill for having my mammogram done since it turns out I would have qualified to have it done for free -- have I mentioned lately that I think the health care system in this country is seriously screwed up
truth is I'm not looking forward to getting the results on this year's blood work -- after last year's tests my doctor told me I should occasionally test my blood sugar since those levels were a little high last year
confession time: I haven't done that -- it's just a pain to have to share equipment with someone else, and I don't think of it first thing when it should be done
add to that having not done much of anything in the form of exercise since about this time last year when I started having the problems that ended in my surgery and now having issues doing much walking because it bothers my knee
well, I'm just not looking forward to being told AGAIN that the magic elixir is exercise -- yeah, right, how would you suggest I do that
I know -- it's the same story and the definition of insanity -- doing the same thing over and over and expecting different results -- but I just haven't ever been good at exercising, and there's really nothing of that stuff that I enjoy, so it really is like drudgery
so add in the guilt factor too
ok, I'm done whining for today
I think
Wednesday, April 14, 2010
waiting for the other shoe - er, fence - to drop
why is it that just when I'm thinking "yes, I can handle what's happening" life throws me another little reminder that I have absolutely no control over anything
I've been moving along, trying to keep the finances in order so that I could come up with small amounts to do painting, etc., so we can put the house on the market
feeling pleased that I was whittling away at the medical bills
yeah, right
this month I blew that up by needing to have a tooth pulled -- a $240 expense that was totally unplanned and also totally ate up the little amounts I'd been setting aside for six months
and the day before yesterday I got the final determination on yet another lab bill from last summer's surgery -- right, the whole bill -- another $492 -- is entirely my responsibility
nothing like feeling like you're going backwards
so yesterday afternoon I was going to let the dog out into the yard and looked out to see this
yup, the wind had knocked down two sections of the fence -- actually broke off the post in the center of that section right at the ground
lovely, this wasn't even a section of the fence that we were planning on working on -- it had looked fine until yesterday
so great
strike any ideas of getting anything done INSIDE the house -- we're going to have to do something about the fence
I'm trying to figure out who to call about the possibility of putting in a claim on our homeowner's insurance -- except I can't even remember who that is since it's paid by the mortgage company, I never even see a bill --
and knowing we have a $1000 deduct able, but it might get us enough to buy materials
but what will it do to our premiums -- and so our house payment -- afterwards
oh, yes, and there's still that other section of fence, the one with multiple patches, that we're watching
geesh
some days I'd really like to not be an adult any more
or to just run away from home
I've been moving along, trying to keep the finances in order so that I could come up with small amounts to do painting, etc., so we can put the house on the market
feeling pleased that I was whittling away at the medical bills
yeah, right
this month I blew that up by needing to have a tooth pulled -- a $240 expense that was totally unplanned and also totally ate up the little amounts I'd been setting aside for six months
and the day before yesterday I got the final determination on yet another lab bill from last summer's surgery -- right, the whole bill -- another $492 -- is entirely my responsibility
nothing like feeling like you're going backwards
so yesterday afternoon I was going to let the dog out into the yard and looked out to see this
yup, the wind had knocked down two sections of the fence -- actually broke off the post in the center of that section right at the ground
lovely, this wasn't even a section of the fence that we were planning on working on -- it had looked fine until yesterday
so great
strike any ideas of getting anything done INSIDE the house -- we're going to have to do something about the fence
I'm trying to figure out who to call about the possibility of putting in a claim on our homeowner's insurance -- except I can't even remember who that is since it's paid by the mortgage company, I never even see a bill --
and knowing we have a $1000 deduct able, but it might get us enough to buy materials
but what will it do to our premiums -- and so our house payment -- afterwards
oh, yes, and there's still that other section of fence, the one with multiple patches, that we're watching
geesh
some days I'd really like to not be an adult any more
or to just run away from home
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